Life & Business Protection

Insurance Solutions

Protect what you've built — and the people who matter most. Hi Score Financial offers a full range of life insurance and business insurance solutions to match your goals and budget.

What We Do

Insurance is the foundation of any solid financial plan. Whether you're protecting your family's future with life insurance or safeguarding your business with commercial coverage, Hi Score Financial connects you with the right policies at competitive rates. We offer comprehensive life insurance solutions including whole life, term life, universal life, and final expense (burial) insurance. Each type serves a different purpose, and we help you understand which combination provides the best protection for your specific situation and budget. For business owners, proper insurance isn't optional — it's essential. General liability, professional liability (E&O), commercial property, business auto, workers' compensation, and umbrella policies all play a role in protecting your business from unexpected events that could otherwise wipe out everything you've built. What makes our approach different is that we understand your complete financial picture. Because we work with you on credit repair, business credit, funding, and wealth building, we can recommend insurance coverage that integrates with your overall financial strategy. For example, whole life insurance can serve as both family protection AND a wealth-building tool through its cash value component. We work with multiple insurance carriers to find you the best coverage at the most competitive rates. We're not captive to any single company — we shop the market on your behalf and present options that truly fit your needs and budget.

What's Included

  • Whole life insurance (permanent coverage with cash value)
  • Term life insurance (affordable temporary coverage)
  • Universal and variable life insurance
  • Final expense / burial insurance
  • General liability insurance
  • Professional liability (Errors & Omissions)
  • Commercial property insurance
  • Business auto insurance
  • Workers' compensation insurance
  • Umbrella policies (excess liability)
  • Multiple carrier comparison shopping
  • Integration with overall financial strategy

Ready to Get Started?

Book a free consultation and we'll build a custom plan for your situation. No obligation, no pressure.

Book Insurance Consultation

Or call us directly at (800) 657-0817

Why Choose Hi Score Financial

We deliver results, not promises. Here's what sets us apart.

Multiple Carriers

We shop multiple insurance companies to find you the best coverage at the most competitive rates. Not captive to any single carrier.

Life + Business

Whether you need personal life insurance, business coverage, or both — we handle the full spectrum under one roof.

Cash Value Building

Whole life and universal life policies build cash value over time — functioning as both protection and a wealth-building tool.

Business Protection

Protect your business from lawsuits, property damage, employee injuries, and professional errors with proper commercial coverage.

Integrated Strategy

We understand your full financial picture and recommend coverage that works with your credit, business, and wealth-building goals.

Budget Friendly

We find coverage that fits your budget. Term life starts as low as $20-30/month for healthy individuals. Business coverage is customized to your risk level.

Frequently Asked Questions

Common questions about this service answered.

First Step

Pull Your Credit Report for $1

Before we build your strategy, we need your full 3-bureau credit report. Get your Equifax, Experian, and TransUnion scores instantly for just $1 with a 7-day trial.

Get Your $1 Credit Report

via highscorenow.com — 7-day trial, cancel anytime

Not Sure Where to Start?

Book a free consultation and we'll help you determine which services are right for your situation. All pricing is customized to your needs.

Book Free Consultation