Our Services

Complete Financial Solutions Under One Roof

From credit repair to business building, tax help to trust formation — we provide every service you need to achieve your financial goals.

Our Core Service

Personal Credit Repair

Our comprehensive credit repair service goes beyond generic dispute letters. We analyze every line of your credit report, develop a custom strategy, and fight to remove inaccurate, unfair, or unverifiable items from all three bureaus. We guarantee we work until it's done.

Starting at$500/moFlat rate available
  • Comprehensive 3-bureau credit analysis
  • Custom dispute strategy development
  • Direct creditor negotiations
  • Goodwill letter campaigns
  • Real-time progress tracking via portal
  • Ongoing credit education & coaching
  • Flat rate option — work until completion
  • Only charge more if new negatives appear
Get Started

Comprehensive 3-bureau credit analysis

Custom dispute strategy development

Direct creditor negotiations

Goodwill letter campaigns

Real-time progress tracking via portal

Ongoing credit education & coaching

Business Building

Business Credit Program

Build a powerful business credit profile from the ground up. We handle everything from DUNS registration and Paydex score building to vendor credit lines and business funding pre-qualification. Your business deserves real credit power.

Starting at$1,000/moFlat rate available
  • Business credit profile setup & optimization
  • DUNS number registration
  • Paydex score building strategy
  • Vendor credit line applications
  • Business bank account guidance
  • Corporate compliance setup
  • Business funding pre-qualification
  • Flat rate depending on services needed
Book Business Credit Strategy Call

Business credit profile setup & optimization

DUNS number registration

Paydex score building strategy

Vendor credit line applications

Business bank account guidance

Corporate compliance setup

Business Formation

LLC Formation & Aged Shelf Corporations

Ready to start your business or need an established entity? We handle full LLC formation from scratch — registration, EIN, and compliance. For business owners who require established corporate history to qualify for specific funding opportunities, Hi Score Financial offers aged shelf corporations available for purchase. These entities provide the seasoning and credibility that lenders look for, giving you a strategic advantage in the funding process.

  • New LLC formation & registration
  • EIN (Tax ID) application
  • State compliance & filing
  • Aged shelf corporations for purchase
  • Corporate seasoning for funding qualification
  • Operating agreement preparation
  • Business credit profile setup
  • Ongoing compliance support
Book Business Strategy Call

New LLC formation & registration

EIN (Tax ID) application

State compliance & filing

Aged shelf corporations for purchase

Corporate seasoning for funding qualification

Operating agreement preparation

Up to $5 Million

Business Funding & Capital Solutions

Hi Score Financial provides access to up to $5 million in business capital through lines of credit, term loans, SBA lending, and all forms of traditional business financing. We also specialize in helping business owners secure high-limit business credit cards that do not report to your personal credit profile, with a strategic focus on obtaining 0% introductory interest rates.

  • Up to $5M in lines of credit & term loans
  • SBA lending & traditional business financing
  • High-limit business credit cards (0% interest focus)
  • Cards that don't report on personal credit
  • Revenue-based financing options
  • Equipment & working capital loans
  • Real estate investment loans
  • Strategic funding consultation
Book Business Funding Call

Up to $5M in lines of credit & term loans

SBA lending & traditional business financing

High-limit business credit cards (0% interest focus)

Cards that don't report on personal credit

Revenue-based financing options

Equipment & working capital loans

Credit Boosting

Tradelines

Authorized user tradelines can give your credit profile a significant boost. We connect you with seasoned tradelines through our trusted supply partners that can help improve your credit score and credit history fast.

  • Seasoned authorized user tradelines
  • Credit profile analysis & matching
  • Strategic tradeline placement
  • Score improvement projections
  • Multiple bureau reporting
  • Ongoing monitoring & support
  • Compliance with all regulations
  • Transparent pricing & timelines
Get Started

Seasoned authorized user tradelines

Credit profile analysis & matching

Strategic tradeline placement

Score improvement projections

Multiple bureau reporting

Ongoing monitoring & support

Professional Tax Services — Partner

Tax Solutions with MTO Accounting

Hi Score Financial has partnered with MTO Accounting to provide our clients with expert tax services. From tax preparation and filing to strategic tax planning and optimization — our partnership ensures you receive top-tier CPA guidance.

  • Personal tax preparation & filing
  • Business tax returns (LLC, S-Corp, C-Corp)
  • Tax planning & optimization strategy
  • Quarterly estimated tax guidance
  • IRS correspondence & resolution
  • Bookkeeping recommendations
  • Audit support & representation
  • Year-round CPA access
Book with MTO Accounting

Please enter "Hi Score Financial" as your referral partner when booking.

Personal tax preparation & filing

Business tax returns (LLC, S-Corp, C-Corp)

Tax planning & optimization strategy

Quarterly estimated tax guidance

IRS correspondence & resolution

Bookkeeping recommendations

Asset Protection

Trust Assistance

Protect your assets and plan your legacy with professional trust formation and estate planning guidance. We help you structure your wealth to ensure your family and business are protected for generations.

  • Living trust formation
  • Asset protection strategies
  • Estate planning guidance
  • Trust administration support
  • Beneficiary designation review
  • Business succession planning
  • Wealth transfer optimization
  • Ongoing trust maintenance
Get Started

Living trust formation

Asset protection strategies

Estate planning guidance

Trust administration support

Beneficiary designation review

Business succession planning

Life & Business Protection

Insurance Solutions

Protect what you've built — and the people who matter most. Hi Score Financial offers a full range of life insurance and business insurance solutions. Whether you need whole life, term life, universal life, or business coverage, we'll match you with the right policy for your goals and budget.

  • Whole life insurance
  • Term life insurance
  • Universal & variable life insurance
  • Final expense / burial insurance
  • General liability insurance
  • Professional liability (E&O)
  • Commercial property & auto insurance
  • Workers' compensation & umbrella policies
Get Started

Whole life insurance

Term life insurance

Universal & variable life insurance

Final expense / burial insurance

General liability insurance

Professional liability (E&O)

Transparent Pricing

Investment in Your Future

All pricing is estimated. Final pricing is customized during your free consultation based on your specific needs.

Personal Credit Repair

Rebuild your personal credit with our proven system

Starting at
$500/mo
  • Comprehensive 3-bureau analysis
  • Custom dispute strategy
  • Direct creditor negotiations
  • Client portal access
  • Flat rate option available
  • We work until it's completed
Get Started Today
POPULAR

Business Credit & Funding

Build business credit and access up to $5M in capital

Starting at
$1,000/mo
  • Up to $5M in business capital
  • 0% interest business credit cards
  • Cards don't report on personal credit
  • LLC formation or aged shelf corp
  • DUNS & Paydex score building
  • Flat rate depending on services
Build Your Business Credit

Additional services (tradelines, tax help, trust assistance, insurance) are priced separately during your consultation. Bundle discounts available.

Partner Program

Earn With Our Sales Program

Are you a real estate agent, auto dealer, mortgage broker, or financial professional? Partner with Hi Score Financial and earn generous commissions for every client you refer. Our team handles everything — you just make the introduction.

First Step

Pull Your Credit Report for $1

Before we build your strategy, we need your full 3-bureau credit report. Get your Equifax, Experian, and TransUnion scores instantly for just $1 with a 7-day trial.

Get Your $1 Credit Report

via highscorenow.com — 7-day trial, cancel anytime

Not Sure Where to Start?

Book a free consultation and we'll help you determine which services are right for your situation. All pricing is customized to your needs.

Book Free Consultation